Borrowing

The kind of loan you can meet in person.

Every loan we underwrite is decided by a real human being who lives in the community you do. No algorithms alone. No sold-off notes.

6.10% APR

Serviced right here for the full life of your loan. No selling to distant banks.

5.14% APR

Terms up to 72 months. Same-day pre-approval for members in good standing.

7.25% APR

Draw against your home for renovations, tuition, or life's larger chapters.

9.99% APR

Fixed rates and no origination fees. Because a helping hand shouldn't cost extra.

First-time homebuyer? We funded 142 grants last year alone.

Ask about our Cornerstone Grant program — up to $7,500 toward closing costs for qualifying first-time buyers in our service area.